Dissatisfied with your Medicare Advantage plan? Whether new to Medicare, or switching plans, selecting the best plan for you can be an intimidating exercise.
Challenges selecting a Medicare Advantage or Supplement Plan
Each year brings healthcare plan changes you need to review. Changes to your health care needs and annual changes to provider plans. Therefore, it is important to annually evaluate available pricing and coverage options so you get the care you need for the budget you can afford.
Your healthcare needs change as you age.
- Medication requirements are different
- You develop conditions requiring additional coverage
- You desire a higher level of customer service
- Prefer wider choices in healthcare providers
- Budget constraints tighten
Plan providers outline your plan changes each year in their Annual Notice of Change (ANOC). Plans may change what you pay for premiums, deductibles, and even change provider services in each service area.
Deductibles can vary widely each year in your service area and you may have to pay more for healthcare. Health care provider networks shuffle and you may need to find new doctors. Even formularies (the drugs covered) can change dramatically and you may suddenly have to pay more for medications.
To put it simply, you may need to adjust your plan to best suit your personal situation each year.
Simplify choosing Medicare Advantage and Supplement plans
You could spend hours sorting through all the coverage options and comparing out of pocket costs of multiple plans. Or you could just make your selection based on loyalty. Or you could make a guess.
GFS Risk Management believes there is an easier way to make sure you get a plan that fits your particular situation. With 17 years experience advising people about financial planning risks, we now can deliver unique capabilities to our Medicare Advantage and Supplement clients.
We will have a simple conversation with you to understand your healthcare concerns and current situations. We’ll explore your anticipated health care needs in the near future and understand your willingness to pay for coverage options. We will explain the tradeoffs associated with plan options.
We will offer advice on tailored plans from one of our providers that balance
- Anticipated health care needs
- Health risks
- Your Budget
Talk with GFS Risk Management
Don’t risk paying more for healthcare than you expected, or getting less coverage than you deserve.
As a trusted adviser we can help walk you through the details.
We will explain the options, the changes, and even help you crunch the numbers.
Get a tailored Strategy to Enhance Your Quality of Life.