Get back to running your business. Let us help structure an employee healthcare insurance plan that work for you and your employees.
Selecting Employee Healthcare Insurance Plans
Whether you’re offering employee healthcare for the first time or you want to improve your plans, you will quickly find that the healthcare insurance landscape is complicated, and expensive. You need to navigate the maze of plan offerings, tax considerations, and administrative concerns.
You understand the investment you have in valued employees and want provide a satisfactory level of healthcare, while minimizing expenses.
As a small business owner, you need more than just an insurance expert to help structure a benefit plan. You also need an expert to help manage the risks associated with program costs so you can keep money and build wealth.
Employee Healthcare insurance benefits employees
As a small business owner, you have to wear many hats in order to manage your business. But some tasks require specialization and that’s where you draw the line and look for professional advice.
Providing healthcare insurance plans for your employees is crucial to attracting and keeping good employees – the kind that help our business grow. Your goals can include
- Healthy employees to minimize absenteeism
- Quality healthcare access
- Affordable plans encourage employee participation
- Additional coverage options (dental, vision, hearing, alternative care, etc)
- Flexible benefits, deductibles and premiums
Paying for small business healthcare plans
Employee healthcare plans are a major expense for a small business and you need to evaluate all the ways you can reduce your costs for premiums and for administration.
To meet your business goals, you must balance coverage offerings with strategies to reduce premium costs for you and your employees.
At the same time you need to investigate cost saving opportunities that support your business plan goals. Some of these cost saving opportunities include:
- Tax credits
- Wellness programs to keep employees healthy
- Match coverage to your employee’s needs
- Health Savings Accounts of Health Reimbursement Accounts
- Premium Only plans
- Flexible Spending Accounts
- Consumer-driven health plans
Get a professional to help design your employee plan
GFS Risk Management is in a unique position to be able to help you design an employee health insurance plan that keeps employees happy and healthy and help you keep more of your earnings.
We have 17 years advising individuals (just like you) on how to manage risks and grow financial wealth. Now, we leverage that experience to provide small business healthcare insurance plans through some of the most advanced and cost-effective providers in the state.
Let us take care of the details so you can get back to doing what you do best – manage your business!